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Introduction

About Our Company

Introducing our Fintech Switch, your one-stop solution for navigating the ever-evolving landscape of financial technology solutions. Our goal is to help you simplify the process of managing your finances in today's fast-paced world. We offer cutting- edge payment solutions, innovative banking services, and investment platforms through our switch, which seamlessly unites the best fintech offerings. We empower you to make informed decisions based on user-friendly interfaces and comprehensive comparisons that best suit your financial needs. Become part of the journey to a smarter, more accessible financial future.

Our Foundational Principles

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Our commitment lies in being a socially responsible entity, ensuring accountability in our interactions with people, profits, and the planet. Adhering strictly to applicable laws, we operate with integrity at every level – as individuals, as a team, and as a company.

Benefits of Our

Technology Service Provider

India's Leading Payments Platform

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We have a comprehensive presence in every product domain within India's diverse banking industry, catering to all demographic segments across the nation.

Innovative Contributions in Payment Sector

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As the inaugural ASP certified by NPCI for EFT solutions, we lead the way in developing payment solutions across various NPCI platforms.

Setting the Standard of Payment System

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Established in 2022 with the mission to offer cutting-edge banking technology solutions, including Debit Cards, POS terminals, and ATMs, to cooperative banks.

Key Highlishts of Our TSP

Leading Hosted Banking Platform

Capturing a dominant 55% market share in the NPC-led sponsor bank model, with 750 banks actively connected to our network.

Excellent Implementation Skills

Integration with 70 CBS systems and successful deployment of 2500 payment products across partner banks, with an additional 800 implementations annually.

Innovative Middleware Solutions

Utilizing a proprietary PCI-DSS compliant cloud-based platform, offering secure management of Debit Cards, ATMs, and POS systems for banks.

Payment Solutions Suite

Provides wide range of payment options including EFT, IMPS, BBPS, AEPS, UPI, eKYC, Card Safe, Green Pin, and mobile apps, with a specialization in UPI implementation for banks.

Debit Card Issuance Expertise

Issuing 17 million debit cards to client banks, alongside the implementation of 2600 ATMs and 5000 Micro ATM solutions.

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Our Products and Services

  • Integrated Payments Platform
  • EFT Switching Services
  • Customer Loyalty Program
  • IMPS Switching Services
  • UPI Switching Services
  • BankPay Core Banking System
  • BBPS Switching Services
  • AEPS Switching Services
  • Micro ATM – FI Solution
  • Mobile Banking App
  • Lexio Card Sec App
  • Merchant Acquirer Solutions
  • Aadhaar Payment App
  • UPI PSP App
  • AI Based Reconciliation
  • Daily Deposit Collection App
  • Merchant POS

Integrated Payments Platform

Streamline transactions with our integrated payments platform. Seamlessly manage payments, invoicing, and reporting all in one place. Simplify your financial processes for increased efficiency and customer satisfaction.

Benefits :

  • 1. Streamlines transactions
  • 2. Enhances efficiency
  • 3. Reduces errors
  • 4. Centralizes financial processes
  • 5. Boosts customer satisfaction
  • 6. Accelerates revenue cycles
  • 7. Provides comprehensive reporting for informed decision-making
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EFT Switching Services

Enhance your banking operations with our EFT switching services. Seamlessly process electronic fund transfers, boost transaction speeds, and ensure secure financial transactions for your customers. Streamline your operations today.

Benefits :

  • 1. Facilitate fast
  • 2. Secure electronic fund transfers
  • 3. Reducing processing time and costs
  • 4. Enhance transaction accuracy
  • 5. Improve liquidity management
  • 6. Offers seamless integration for efficient banking operations

Customer Loyalty Program

Earn rewards and unlock exclusive benefits with our Customer Loyalty Program. Enjoy personalized offers, discounts, and special perks as a token of our appreciation for your continued support. Join today!

Benefits :

  • 1. Rewards loyalty with exclusive offers
  • 2. Discounts
  • 3. and perks
  • 4. fostering customer retention and satisfaction
  • 5. Boosts repeat business
  • 6. Strengthens brand loyalty
  • 7. Drives revenue growth through enhanced customer relationships
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IMPS Switching Services

Experience instant money transfer with our IMPS switching services. Enable real-time fund transfers, facilitate secure transactions, and enhance customer satisfaction. Empower your business with efficient payment solutions today.

Benefits :

  • 1. Enable instant
  • 2. secure fund transfers 24/7
  • 3. Enhancing customer convenience
  • 4. Facilitate real-time transactions
  • 5. Improve cash flow management
  • 6. Empower businesses with efficient payment solutions

UPI Switching Services

Unlock the power of seamless payments with our UPI switching services. Enable instant transactions, simplify payments for customers, and enhance financial convenience. Elevate your business with cutting-edge payment solutions today.

Benefits :

  • 1. Offers instant
  • 2. and seamless transactions
  • 3. User-friendly interface
  • 4. Enhance security
  • 5. Simplify peer-to-peer payments
  • 6. Revolutionizing the digital payment landscape for businesses and individuals
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BankPay Core Banking System

Streamline banking operations with BankPay Core Banking System. Simplify account management, automate processes, and enhance customer experience with our comprehensive solution. Optimize efficiency and drive growth with advanced banking technology.

Benefits :

  • 1. Streamlines banking operations
  • 2. Centralizing account management and transactions
  • 3. Enhances efficiency
  • 4. Enables real-time access to customer data
  • 5. Supports personalized services
  • 6. Driving customer satisfaction and operational excellence

BBPS Switching Services

Transform bill payments with our BBPS switching services. Seamlessly handle utility bill payments, offer convenience to customers, and streamline billing processes. Optimize your operations with our efficient payment solutions.

Benefits :

  • 1. Streamline utility bill payments
  • 2. Offers convenience and efficiency
  • 3. Centralizes billing processes
  • 4. Reduce errors
  • 5. Enable timely payments
  • 6. Enhance customer satisfaction
  • 7. Optimizing financial management for businesses and consumers alike
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AEPS Switching Services

Elevate banking accessibility with our AEPS switching services. Enable biometric authentication, empower customers to access banking services securely, and revolutionize financial inclusion. Experience seamless transactions with our advanced solutions.

Benefits :

  • 1. Enabling secure banking transactions through biometric authentication
  • 2. Empower unbanked populations
  • 3. Ensure accessibility
  • 4. Streamline banking services
  • 5. Fostering economic empowerment and growth

Micro ATM – FI Solution

Empower financial inclusion with our Micro ATM - FI Solution. Extend banking services to remote areas, facilitate cash withdrawals, deposits, and payments. Bridge the gap and empower communities with accessible banking.

Benefits :

  • 1. Extends banking services to remote areas
  • 2. Promoting financial inclusion
  • 3. Facilitates cash withdrawals
  • 4. deposits
  • 5. and payments
  • 6. Empowering underserved communities
  • 7. Fostering economic development
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Mobile Banking App

Manage your finances on-the-go with our mobile banking app. Access account information, transfer funds, pay bills, and more, securely from your smartphone. Simplify your banking experience with our user-friendly app.

Benefits :

  • 1. Offers convenient access to banking services round the clock
  • 2. Enables fund transfers
  • 3. bill payments
  • 4. account management
  • 5. and more
  • 6. Enhancing efficiency and flexibility with security and convenience

Lexio Card Sec App

Protect your cards with Lexio Card Sec, our advanced security app. Monitor transactions, receive instant alerts for suspicious activity, and lock/unlock your cards instantly for peace of mind wherever you go.

Benefits :

  • 1. Enhances financial safety by monitoring transactions
  • 2. Provides instant alerts for suspicious activity
  • 3. Enabling card locking
  • 4. Safeguards against fraud
  • 5. Ensured peace of mind for users
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Merchant Acquirer Solutions

Unlock seamless payment processing with our merchant acquiring solutions. From secure transactions to streamlined reporting, we offer tailored services to elevate your business's financial operations. Simplify transactions, amplify success.

Benefits :

  • 1. Enhanced Payment Security
  • 2. Increased Transaction Speed
  • 3. Expanded Payment Options
  • 4. Streamlined Payment Processing
  • 5. Comprehensive Reporting and Analytics
  • 6. Improved Cash Flow Management
  • 7. Access to Advanced Fraud Prevention Measures
  • 8. Better Customer Experience
  • 9. Scalable Solutions for Business Growth
  • 10. Dedicated Customer Support

Aadhaar Payment App

Simplify payments with our Aadhaar Payment app. Enable seamless transactions using Aadhaar biometric authentication. Experience secure and convenient payments, empowering financial inclusion for all. Join the future of digital payments today.

Benefits :

  • 1. Facilitates secure and convenient transactions using biometric authentication
  • 2. Empowers financial inclusion
  • 3. Enhances accessibility
  • 4. Ensures seamless payments
  • 5. Revolutionizing digital transactions for all segments of society
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UPI PSP App

Experience seamless payments with our UPI PSP app. Empower businesses with instant fund transfers, simplified transactions, and secure payment processing. Elevate your payment experience with our innovative app.

Benefits :

  • 1. Offers seamless payment processing for businesses
  • 2. Enables instant fund transfers
  • 3. Simplified transactions
  • 4. Secure payment processing
  • 5. Enhancing efficiency and convenience for merchants and customers alike

AI Based Reconciliation

Experience seamless financial reconciliation with our AI-powered solution. Automate tedious processes, reduce errors, and gain actionable insights for efficient decision-making. Simplify your reconciliation process with cutting-edge technology today.

Benefits :

  • 1. Accuracy
  • 2. Efficiency
  • 3. Speed
  • 4. Scalability
  • 5. Insights
  • 6. Cost Reduction
  • 7. Compliance
  • 8. Improved Cash Flow Management
  • 9. Enhanced Productivity
  • 10. Competitive Advantage
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Daily Deposit Collection App

Streamline your deposit collection process with our Daily Deposit Collection app. Easily track and manage daily deposits, optimize cash flow, and enhance efficiency for your business operations. Get started today!

Benefits :

  • 1. Simplifies deposit management
  • 2. Providing real-time tracking and optimization
  • 3. Streamlines cash flow
  • 4. Reduces errors
  • 5. and enhances efficiency
  • 6. Enabling businesses to effectively manage their daily deposit processes

Merchant POS

Maximize sales potential with our Merchant POS system. Accept payments securely, manage inventory effortlessly, and access valuable insights to grow your business. Elevate your point-of-sale experience with our reliable solution.

Benefits :

  • 1. Empowers businesses with secure payment acceptance
  • 2. Streamlined inventory management
  • 3. Insightful analytics
  • 4. Enhances customer experiences
  • 5. Boosts sales
  • 6. Drives business growth through efficient point-of-sale operations
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Software Solutions

Unlock your business's full potential with our comprehensive software solutions. From customized applications to scalable enterprise platforms, we provide cutting- edge technology tailored to your needs. Streamline processes, enhance productivity, and stay ahead of the competition with our innovative software solutions designed for success.

  • Business Monitoring Solutions
  • Anti-Money Laundering Solution
  • Technical Service Providers (TSP)
  • Fintech Consultation
  • Payment Switch
  • Super App
  • Wallet
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Business Monitoring Solutions

Elevate your business monitoring with our AI-based solution. Gain real-time insights, predict trends, and optimize operations effortlessly. Empower your decision-making with intelligent data analysis and proactive alerts.

Benefits :

  • 1. Real-Time Insights
  • 2. Predictive Analytics
  • 3. Proactive Alerts
  • 4. Operational Efficiency
  • 5. Enhanced Performance
  • 6. Cost Savings
  • 7. Regulatory Compliance
  • 8. Scalability
  • 9. Competitive Advantage
  • 10. Data-Driven Decision-Making
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Anti-Money Laundering Solution

Safeguard your business against financial crime with our robust Anti-Money Laundering solution. Detect suspicious activities, comply with regulations, and protect your reputation with advanced risk mitigation strategies.

Benefits :

  • 1. Compliance Assurance
  • 2. Risk Mitigation
  • 3. Enhanced Security
  • 4. Operational Efficiency
  • 5. Real-Time Monitoring
  • 6. Comprehensive Reporting
  • 7. Scalability
  • 8. Customer Trust
  • 9. Global Compliance
  • 10. Competitive Advantage

Technical Service Providers (TSP)

Empower your business with TSP Technology Service Provider. From IT infrastructure management to software solutions, we offer reliable services tailored to your needs. Experience seamless integration, efficiency, and innovation today.

Benefits :

  • 1. Expertise in technologies
  • 2. Cost Savings
  • 3. Scalability
  • 4. Efficiency
  • 5. Focus on Core Activities
  • 6. Innovation
  • 7. Flexibility
  • 8. Risk Mitigation
  • 9. Enhanced Security
  • 10. Peace of Mind
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Fintech Consultation

Transform your financial technology landscape with Fintech Consultation. Gain strategic insights, expert advice, and tailored solutions to drive innovation, efficiency, and growth in your financial services.

Benefits :

  • 1. Strategic Insights
  • 2. Tailored Solutions
  • 3. Innovation
  • 4. Efficiency
  • 5. Regulatory Compliance
  • 6. Market Expansion
  • 7. Risk Management
  • 8. Competitive Advantage
  • 9. Cost Savings
  • 10. Expert Guidance

Payment Switch

Experience seamless transaction routing with our Payment Switch solution. Connect multiple payment channels effortlessly, ensure reliability, and optimize transaction processing for enhanced efficiency and customer satisfaction.

Benefits :

  • 1. Unified Integration
  • 2. Enhanced Efficiency
  • 3. Scalability
  • 4. Increased Revenue
  • 5. Improved Security
  • 6. Real-time Monitoring
  • 7. Regulatory Compliance
  • 8. Cost Savings
  • 9. Customer Satisfaction
  • 10. Competitive Advantage
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Super App

Get the most out of your smartphone with our Super App. Enjoy a wide range of services all in one place, from shopping and payments to travel and entertainment. Make your life easier with our all-in-one solution.

Benefits :

  • 1. All-in-One Convenience
  • 2. Streamlined Experience
  • 3. Time Savings
  • 4. Personalized Recommendations
  • 5. Enhanced Loyalty Programs
  • 6. Seamless Integration
  • 7. Increased Engagement
  • 8. Cost Savings
  • 9. Simplified Management
  • 10. Innovation Hub

Wallet

Digital payments are made more convenient and secure with mobile wallets. Manage your finances effortlessly on the go, from paying bills to shopping. Put the future of banking in the palm of your hand. Digital payments are made more convenient and secure with mobile wallets. Manage your finances effortlessly on the go, from paying bills to shopping. Put the future of banking in the palm of your hand.

Benefits :

  • 1. Offers convenience
  • 2. security
  • 3. and efficiency in financial transactions
  • 4. Enables quick payments digital receipts loyalty programs and budget tracking
  • 5. Enhancing financial management while reducing the need for physical cash
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Merchant Solutions

Empower your business with our comprehensive suite of merchant solutions. From secure payment processing to customizable POS systems, we offer tailored solutions to optimize your operations. Gain access to advanced analytics, fraud protection, and seamless integration options, ensuring a seamless payment experience for you and your customers.

  • Aggregated Service Delivery Platform
  • UPI Plugin
  • Payment Service Providers (PSP) App

Aggregated Service Delivery Platform

Unlock efficiency and collaboration with our Aggregated Service Delivery Platform. Consolidate tools and streamline operations for enhanced productivity. Enjoy seamless integration, centralized management, and scalable solutions tailored to your business needs.

Benefits :

  • 1. Simplified Management
  • 2. Increased Efficiency
  • 3. Seamless Integration
  • 4. Enhanced Collaboration
  • 5. Cost Savings
  • 6. Scalability
  • 7. Improved Insights
  • 8. Customization
  • 9. Enhanced Security
  • 10. Competitive Advantage
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UPI Plugin

Simplify payments with our UPI Plugin. Seamlessly integrate UPI payments into your website or app for fast, secure transactions. Enhance user experience and drive conversion with our easy-to-use solution.

Benefits :

  • 1. Seamless Integration
  • 2. Enhanced User Experience
  • 3. Fast Transactions
  • 4. Secure Payments
  • 5. Increased Reach
  • 6. Cost-Effective
  • 7. Real-Time Settlements
  • 8. Versatile Solution
  • 9. Mobile-Friendly
  • 10. Competitive Advantage

Payment Service Providers (PSP) App

Empower your business with our PSP App. Seamlessly manage transactions, track payments, and optimize operations on the go. Experience convenience, security, and efficiency with our intuitive mobile solution.

Benefits :

  • 1. Convenient Management
  • 2. Enhanced Security
  • 3. Improved Efficiency
  • 4. Increased Flexibility
  • 5. Enhanced Customer Experience
  • 6. Comprehensive Reporting
  • 7. Cost Savings
  • 8. Integration Capabilities
  • 9. Scalability
  • 10. Competitive Advantage
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Application

Lexio - Developed in Reactjs and NodeJs Backoffice: Java & PHP API’s: Java & NodeJs

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Operating System

Linux (Alma Linux 9) Ubuntu 22.04 LTS

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Database Support

MongoDB 7.0 MySQL 8.0 PostgreSQL 12 scaling

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Scaling

Supports Horizontal and Vertical Scaling

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HSM Support

Supports FutureX SSP 9000 Supports Thales Payshield

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Small- to medium-sized businesses

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  • Easy transfers
  • Deposit checks instantly
  • A powerful open API
  • Coverage around the world
  • Business without borders
  • Affiliates and partnerships

Large or enterprise level businesses

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  • Corporate Cards
  • International Payments
  • Automated accounting
  • Request Features
  • Premium Support
  • Direct Debit
  • Corporate Cards
  • International Payments
  • Automated accounting
  • Request Features
  • Premium Support
  • Direct Debit
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