This privacy policy (the "PRIVACY POLICY") applies to your use of the LEXIO PRIVATE LIMITED(Refereed as Lexio) website hosted at https://lexio.in//, the Services (as defined in the Lexio "Terms of Use"), and Lexio applications on mobile platforms (Android, Blackberry, Windows Phone, iOS, etc.) (collectively "Lexio" or "WEBSITE"), but does not apply to any third party websites linked to them. The terms "WE," "OUR," and "US" refer to Lexio, while "YOU," "YOUR," and "USER" refer to you, as a Lexio user. The term "PERSONAL INFORMATION" refers to information that you provide to us that allows you to be contacted or identified personally, such as your name, phone number, email address, and any other data that is linked to such information. Our practises and procedures for collecting and using Personal Information are outlined below in order to ensure your safe use of the Website. We have put in place reasonable security practices and procedures that are appropriate for the information assets we are protecting and the nature of our business. While we strive to provide security that exceeds industry standards, due to the inherent vulnerabilities of the internet, we cannot guarantee or warrant the complete security of all information transmitted to us by you. By visiting this Website, you agree and acknowledge that you are bound by this Privacy Policy and that we may collect, use, process, and share your Personal Information in the manner described below. Do not use the Website if you do not agree with these terms. It is clarified that the separate terms and conditions form an integral part of your use of this Website and should be read in conjunction with this Privacy Policy.
Your Personal Information is collected, received, and stored by us. If you provide us with your third-party account credentials ("THIRD PARTY ACCOUNT INFORMATION"), you acknowledge that some content and information in those accounts may be transmitted to your account with us if you authorise such transmissions, and that Third Party Account Information transmitted to us is covered by this Privacy Policy. You may choose not to provide us with certain information, but doing so will prevent you from registering with us or using some of our features and services. We make commercially reasonable efforts to limit the collection of Personal Information to that which is required to fulfil the purposes listed below. If we use or intend to use your information for a purpose other than the one for which it was collected, we will seek your permission first. The Personal Information collected will be used solely to enable you to use our services, to help promote a safe service, calibrate consumer interest in our products and services, inform you about online offers and updates, troubleshoot problems, customise User experience, detect and protect us against error, fraud, and other criminal activity, collect money, enforce our terms and conditions, and as otherwise described to you at the time of collection.
We ask for and record Personal Information such as your name, email address, and mobile number when you create an account to take advantage of the full range of services offered by Lexio. We may collect and store your Sensitive Personal Data or Information (such as any financial information, including credit card and debit card details, bank account and know your customer ("KYC") documents as per RBI regulations, and any other information as may be applicable) that the User may choose to save in the Lexio User account. We use your email address to send you updates, news, and newsletters (if you choose to subscribe to the newsletter during signup or later) and to contact you on behalf of other Users (such other Users who send you friend requests, personal messages, or other social collaboration based events). If you do not want to receive communications from us that are not relevant to you or your use of our services, please click the unsubscribe link at the bottom of such e-mails. We use your mobile phone number to send you transaction and SMS alerts based on your preferences. If you do not want to receive such SMSs from us, please notify us and we will stop sending you SMSs. Lexio guarantees that your Personal Information will not be made public or sold to third parties.Any information provided by the User, including Personal Information, shall be erased at the User's discretion. If a User chooses the erasure option, Lexio will delete all of the User's stored information from its servers. We also keep records of customers who use Lexio to make payments. However, only when a customer chooses to share information on businesses powered by Lexio applications do we share that information with the respective businesses. However, Lexio is not liable in any way for any misuse of this information by the business or people associated with the business to whom the customer shares the information.